{"id":321,"date":"2016-12-28T05:44:01","date_gmt":"2016-12-28T05:44:01","guid":{"rendered":"http:\/\/maxid.preblast.net\/?page_id=321"},"modified":"2022-07-04T06:42:04","modified_gmt":"2022-07-04T06:42:04","slug":"safe-harbour-info-for-banks-lenders","status":"publish","type":"page","link":"https:\/\/maxid.com.au\/safe-harbour-info-for-banks-lenders\/","title":{"rendered":"INFO FOR BANKS AND LENDERS"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;section&#8221; module_class=&#8221;corporate-banner&#8221; _builder_version=&#8221;3.22&#8243; background_image=&#8221;https:\/\/maxid.com.au\/wp-content\/uploads\/2016\/12\/generic-header.jpg&#8221; custom_padding=&#8221;60px||40px|&#8221; custom_padding_tablet=&#8221;70px|0px|30px|0px&#8221; custom_padding_phone=&#8221;&#8221;][et_pb_row module_class=&#8221;vertical-align-middle&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; column_structure=&#8221;3_4,1_4&#8243;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_class=&#8221;proxima-nova-semibold&#8221; _builder_version=&#8221;3.27.4&#8243; text_font_size=&#8221;46px&#8221; text_line_height=&#8221;1.1em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; text_font_size_tablet=&#8221;41px&#8221; text_font_size_phone=&#8221;27px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.5em&#8221; text_line_height_phone=&#8221;1em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; use_border_color=&#8221;off&#8221;]Safe Harbour compliant, digital end-to-end ID Verification solutions for Australian Financial Institutions and Non-Bank Lenders<br \/>\n[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/voi.maxid.com.au\/verification\/servlet\/SmartForm.html?formCode=maxid-principal&#8221; button_text=&#8221;VERIFY YOUR CLIENT&#8217;S ID NOW&#8221; button_alignment=&#8221;center&#8221; module_class=&#8221;proxima-nova-bold&#8221; _builder_version=&#8221;4.4.2&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;23&#8243; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#ff6300&#8243; button_border_width=&#8221;1&#8243; button_border_color=&#8221;#ff6300&#8243; button_border_radius=&#8221;5&#8243; button_letter_spacing=&#8221;1&#8243; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; admin_label=&#8221;Button: VERIFY YOUR CLIENT&#8217;S ID NOW&#8221; disabled_on=&#8221;on|on|on&#8221; disabled=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/maxid.com.au\/wp-content\/uploads\/2016\/12\/maxid-circle-logo-tm.png&#8221; alt=&#8221;MaxID&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;3.23&#8243; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_class=&#8221;title-style-tag&#8221; _builder_version=&#8221;3.27.4&#8243; text_orientation=&#8221;center&#8221;]<\/p>\n<h1>MaxID is the leader in the next generation fully compliant Face-to-Face In Person Identity Verification Agents<\/h1>\n<p>[\/et_pb_text][et_pb_text module_class=&#8221;corporate-frst-cont&#8221; _builder_version=&#8221;3.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; use_border_color=&#8221;off&#8221;]<\/p>\n<p class=\"sec-about-title proxima-nova-light padding-sides\">Unique, patent-pending technology<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">MaxID&#8217;s VOI solution provides a one-stop shop solution for your institution. It offers an end-to-end digital VOI experience on smart phones, tablets or other mobile devices, and delivers &#8216;Safe Harbour&#8217; compliance outcomes across the spectrum of lending and deposit products.<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">The customer is intelligently guided through a series of screens, while MaxID determines and then captures the required documentation in a process that meets well-known AML\/CTF\/KYC rules, as well as the new and more onerous VOI Standards for mortgages.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.22&#8243; background_image=&#8221;https:\/\/maxid.com.au\/wp-content\/uploads\/2016\/12\/corporate-safe-harbour.jpg&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Safe Harbour&#8221; module_class=&#8221;blue-wrapper vrfy-clnt-section&#8221; _builder_version=&#8221;3.27.4&#8243; background_image=&#8221;https:\/\/maxid.com.au\/wp-content\/uploads\/2016\/12\/corporate-blue-txt-bg_.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; use_border_color=&#8221;off&#8221;]<\/p>\n<p class=\"inner-cont-title proxima-nova-medium\">The importance of &#8216;Safe Harbour&#8217;<\/p>\n<p class=\"white-cont proxima-nova-light\">Failure for residential mortgage lenders to attain a &#8216;Safe Harbour&#8217; verification of identity for mortgage transactions may make it more difficult to register mortgages, and in some cases may result in mortgage security being void.<\/p>\n<p class=\"white-cont proxima-nova-light\">It is a common misconception that the new VOI rules requiring an Face-to-Face, In-Person verification of identity only apply to electronic lodgement transactions. Not so, unfortunately. The new rules also apply to paper lodgement transactions and the consequence of non-compliance is highly detrimental.<\/p>\n<p class=\"white-cont proxima-nova-light\">MaxID provides lenders with a &#8216;Safe Harbour&#8217; solution that meets the more onerous VOI standards and is fully compliant across all State-based regulations.<\/p>\n<p class=\"inner-cont-title proxima-nova-medium\">To find out more about the &#8216;Safe Harbour&#8217; residential mortgage lending requirements.<\/p>\n<p class=\"inner-cont-title proxima-nova-medium\"><a href=\"\/contact\/\">CONTACT US &gt;<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.22&#8243;][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text module_class=&#8221;corporate-frst-cont&#8221; _builder_version=&#8221;3.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; text_orientation=&#8221;center&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||90px|&#8221; use_border_color=&#8221;off&#8221;]<\/p>\n<p class=\"sec-about-title proxima-nova-light\" style=\"line-height: 118%;\">The MaxID solution is designed to minimise the internal and external costs associated with VOI compliance<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">MaxID was built from the ground up with the customer in mind, is easy to use and interact with, as well as intuitive for the customer to understand.<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">MaxID can support a number of business models and channels within the banking and lending environment, with the best in market data security\/encryption and threat mitigation systems, supporting a strong compliance framework that doesn&#8217;t compromise the customer experience.<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">The service can be readily adapted for a specific brand experience, be it your brand, or a lending brand within your business. Keeping your clients within your trusted brand eco-system is just part of the MaxID solution.<\/p>\n<p class=\"about-content proxima-nova-regular padding-sides\">By providing your customer with the ability to complete a fully compliant &#8216;Safe Harbour&#8217; VOI for any Australian State or Territory within minutes, MaxID supports increased customer conversion rates which is critical in a competitive and choice rich market.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Safe Harbour compliant, digital end-to-end ID Verification solutions for Australian Financial Institutions and Non-Bank Lenders MaxID is the leader in the next generation fully compliant Face-to-Face In Person Identity Verification Agents Unique, patent-pending technology MaxID&#8217;s VOI solution provides a one-stop shop solution for your institution. It offers an end-to-end digital VOI experience on smart phones, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"yst_prominent_words":[340,337,335,334,341,338,80,100,81,339,77,73,79,89,219,336,105,75,161,78],"_links":{"self":[{"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/pages\/321"}],"collection":[{"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/comments?post=321"}],"version-history":[{"count":111,"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/pages\/321\/revisions"}],"predecessor-version":[{"id":7299,"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/pages\/321\/revisions\/7299"}],"wp:attachment":[{"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/media?parent=321"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/maxid.com.au\/wp-json\/wp\/v2\/yst_prominent_words?post=321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}